baituna home loan

make your ‘dream home’ a reality with baituna home loan

features:

• available to all our customers – Omani nationals and expatriates
• expatriates can utilize it to purchase properties within integrated tourism complexes
• customers can apply for a loan at any of our branches and baituna sales centers across the country
• low interest rates of 5.5% with maximum loan tenor of up to 25 years
• maximum loan amount of OMR 500,000

eligibility:

1. Omanis/expatriates employed in the government sector or listed private company, and meet the specified requirements.
2. minimum monthly salary of RO 250 for Omani nationals and RO 500 for expatriate

FAQs:

visit your nearest branch or call 2479 5555 for further details.​​​​

sayyarati car loan

get set, and get driving…Our Sayyarati Car Loan makes it quicker, easier and affordable to enjoy the freedom that comes when you drive your very own dream car

features:

• available to all Omani nationals and expatriates customers
• apply at any of our branches and sayyarati sales centers across the country
• low interest rates of 5.25% with maximum loan tenor of up to 8 years for new and used vehicles
• maximum loan amount of OMR 40,000 for new vehicle and OMR 25,000 for used vehicle
• post-dated cheques not obligatory

eligibility:​

sayyarati car loan is available for Omanis and expatriates employed in the country, with the provision of specified documents.

FAQs:

Visit your nearest branch or call 2479 5555 for further details.​​

shahadati educational loan

your partner for a brighter future with shahadati educational loan

shahadati higher education loan:

• covers full expenses including tuition fees, accommodation, transportation, books and any education related expenses *
• available for Oman nationals only
• low interest rates of 5% with maximum loan tenor of up to 10 years
• maximum loan amount of OMR 150,000

* subject to providing all the necessary document

shahadati fees loan

• designed for private school fees, summer courses, and professional certificates
• available for Oman nationals and expatriate
• low interest rates of 3.5% with maximum loan tenor of up to 1 years
• maximum loan amount of OMR 10,000
• joint repayment option available for guardians paying school fees to keep their debit burden ratio low
• loan amount disbursed directly to the school/training center if requested

eligibility:

Omanis and expatriates employed in the government sector or listed private company, and meet the specified requirement.

FAQs:

Visit your nearest branch or call 2479 5555 for further details.​​

zaffa marriage loan

step into the world of happiness with zaffa marriage loan

features:

• customers can apply for a loan at any of our branches across the country
• low interest rates of 5% with maximum loan tenor of up to 5 years
• maximum loan amount of OMR 20,000

eligibility:

• Omani nationals only, above 18 years of age
• minimum monthly salary of RO 250 for government/quasi Government employees and RO 500 for employees of registered private companies.

FAQs:

visit your nearest branch or call 2479 5555 for further details.​​​

terhal travel loan​

go ahead, compile your travel and discover the world with bank muscat terhal travel loan will help you realize all your holiday plans

features:

• Maximum loan amount of RO10,000 repayable over 12 months
• Low interest rate of 3.5% p.a

eligibility:

terhal travel loan can be availed by both Omani and expatriate residents account holders.

FAQs:

visit your nearest branch or call 2479 5555 for further details.​​

zeinah health and beauty

ladies, pamper yourselves with zeinah’s health and beauty loan

features:

• exclusively for zeinah customers
• maximum loan amount of RO25,000
• short term repayment periods
• reduced interest rates, starting from 3.5% p.a

eligibility:

• all zeinah customers of bank muscat
• minimum monthly salary of RO 500/-

FAQs:

visit your nearest branch or call 2479 5555 for further details.​​​

personal loan

providing you easy and convenient lending to meet your needs.

features:

• flexibility and available t​o all our customers – Omani nationals and expatriates
• customers can apply for a loan at any of our branches across the country
• customer salary assignment letter is considered a security against personal loan

eligibility:

• all Omanis and expatriates employed in Oman with salary transferred to bank muscat.
• minimum salary of 250 rial Omani customers for Omani and 500 rial Omani for expatriate customers.

FAQs:

visit your nearest branch or call 2479 5555 f​or further details.​​​​​