You can apply for the loan at any of our branches across the country, and at baituna sales centers in Al Qurum, Maabela, Barka, Sohar, Saham, Sur, Ibra, Nizwa, Ibri, Buraimi, and Salalah

• ID card
• Salary assignment letter
• Krooki and Mulkiya copy
• Valuation of property from the approved list of valuator
  
• Sales and Purchase agreement
• Seller ID
• Construction legalization (Ebahaa) and maps (in case of construction loan)
  
• Advisory letter and contractor agreement (in case of construction loan)
  

• Purchase or construction of property
• Purchase or construction of villas or apartments in residential or commercial projects
• Purchase of land for Omani nationals only

• Customer salary to be assigned to bank muscat
  
• The mortgaged property

Yes there is

• For Omani customers working in government sector or listed private company contribute 20% of property value
• For Omani customers working in Tier2 companies contribute 30% of property value
  

Yes. any customer can pre-pay the full outstanding or partial payment with repayment charges of 1% of total outstanding

You can apply for the loan at any of our branches or car dealerships and sayyarati centers in Wattaya and Salalah

• ID card
• Salary assignment letter
• Quotation / car valuation from the approved valuator
  
• Driving license
• Mulkiya, for used car purchase
• Seller ID, for used car purchase

• Customer salary assigned to bank muscat
  
• The mortgaged vehicle

Yes, customer contributes 20% of vehicle value

Yes, any customer can repay the full balance or do partial payment with repayment charge of 1% of outstanding amount

You can apply for the loan at any of our branches across the country

• ID card of student and guardian
• Salary assignment letter of the guadian
• Higher secondary certificate

Additional documents for universities/colleges:

• University acceptance letter including: program name, program code and program fee
• University program duration
• University banking details, (not required if no direct dispersal)
• Quotation from the university with the stage payment of each semester
  

Yes. any customer can repay the full outstanding or do partial payment with repayment charge of 1% of outstanding

You can apply for the loan at any of our branches across the country.

The maximum zaffa finance is 30,000 rial Omani

Yes, any customer can repay the full outstanding or do partial payment with repayment charge of 1% of outstanding

Apply for the terhal loan at any of bank muscat branches

• Salary assignment letter
• ID card

The minimum amount you can avail is RO 1000.

• Salary assignment letter
• ID card

You can use it to pamper yourself at your own terms, whether it is for plastic surgery, skin and dental treatment or even to join a health and fitness club.

The maximum tenor for personal loans is 120 months.

18 Years old

200,000 Rial Omani *

• Salary assignment letter
• ID card

Yes. the penalty on the full or partial payment will be 1% of the total outstanding. ​​​

Omani nationals:

• RO 250 for Govt./Quasi Govt. employees.
• RO 350 for Tier 1 Company employees.
• RO 500 for Tier 2 Company employees.

Expatriates:

• RO 500 for Govt./Quasi Govt. and Tier 1 Company employees.
• RO 750 for Tier 2 Company employees.

• 3 Months for Omani nationals working in Govt. /Quasi Govt.
• 3 Months for Omani nationals working in Tier 1 company.

60 Months is the maximum loan tenure and the interest rate is 4% for loan tenure of 37 months and above.

Yes, if the loan tenure is 36 months or less, the applicable rate of interest will be 3.5%

• ID card
• Salary assignment letter
• The project cost quotation and regulatory approval
• Tri-party agreement signed by the customer, the vendor and Bank Muscat

No customer contribution is required.

You can apply at any Bank Muscat branch across the country.

• Greenway Integrated Projects
• Nafath Renewable Energy
• Bahwan Engineering Co. LLC
• Sharp Overseas Trad Cont LLC
• Hussam Technology CO

No, you can apply for green finance to install the solar panel even if you don’t own a house.