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baituna home loan

make your ‘dream home’ a reality with baituna home loan this is demo test

features:
  • available to all our customers – Omani nationals and expatriates
  • expatriates can utilize it to purchase properties within integrated tourism complexes
  • customers can apply for a loan at any of our branches and baituna sales centers across the country
  • low interest rates of 5.5% with maximum loan tenor of up to 25 years
  • maximum loan amount of OMR 500,000
eligibility:
  1. Omanis/expatriates employed in the government sector or listed private company, and meet the specified requirements.
  2. minimum monthly salary of RO 250 for Omani nationals and RO 500 for expatriate

FAQs:

Visit your nearest branch or call 2479 5555 for further details.​​​​

sayyarati car loan

get set, and get driving…Our Sayyarati Car Loan makes it quicker, easier and affordable to enjoy the freedom that comes when you drive your very own dream car

features:
  • Fast turnaround, with loans up to 8 years for new and used vehicles
  • Lowest monthly payment options
  • Low premium car insurance (through the bancassurance channel of bank muscat)
  • Post-dated cheques not obligatory
eligibility:​

sayyarati car loan is available for Omanis and expatriates employed in the country, with the provision of specified documents.

FAQs:

1. How can I apply for car loan?

You can apply for the loan at any of our branches or car dealerships and sayyarati centers

2. What are the documents required to apply for the loan?
  • Civil ID copy
  • Passport copy with visa page – for expatriates
  • Salary certificate/salary assignment letter specifying salary, end of service benefit and the date of employment
  • Quotation from the dealer
  • Rent agreement copy/electricity bill
  • Driving license
  • CR copy full set & Authorized signatory copy

3. What is the loan amount offered?

Loan amount can go up to 80% of the car value.

4. What is the repayment period?

The maximum loan term available is 8 years.

5. Is sayyarati car loan available for used cars?

Yes, the loan is offered for used cars as well.

Visit your nearest branch or call 2479 5555 for further details.​​

shahadati educational loan

your partner for a brighter future with shahadati educational loan

features:
  • shahadati is a short term loan designed for private school fees, professional certifications and summer courses
  • Loan amount is disbursed directly to the school/training center, if requested
  • It covers tuition fees only on a semester basis
  • Joint repayment option for guardians paying school fees to keep the debt burden ration low
eligibility:

Omanis/expatriates employed in the government sector or listed private company, and meet the specified requirements.

FAQs:

Visit your nearest branch or call 2479 5555 for further details.​​

zaffa marriage Loan

Step into the world of happiness with zaffa Marriage Loan

features:
  • customers can apply for a loan at any of our branches across the country
  • low interest rates of 5% with maximum loan tenor of up to 5 years
  • maximum loan amount of OMR 20,000
eligibility:
  • Omani nationals only, above 18 years of age
  • minimum monthly salary of RO 250 for government/quasi Government employees and RO 500 for employees of registered private companies.

FAQs:

Visit your nearest branch or call 2479 5555 for further details.​​​

terhal travel loan​

Go ahead, compile your travel and discover the world with bank muscat’s terhal travel loan will help you realize all your holiday plans

features:
  • Maximum loan amount of RO10,000 repayable over 12 months
  • Low interest rate of 3.5% p.a
eligibility:

terhal travel loan can be availed by both Omani and expatriate residents account holders.

FAQs:

Visit your nearest branch or call 2479 5555 for further details.​​

zeinah Health & Beauty

Ladies, pamper yourselves with zeinah’s Health and Beauty Loan

features:
  • Exclusively for zeinah customers
  • Maximum loan amount of RO25,000
  • Short term repayment periods
  • Reduced interest rates, starting from 3.5% p.a
eligibility:
  • All zeinah customers of bank muscat
  • Minimum monthly salary of RO 500/-

FAQs:

1. What is the minimum loan amount I can avail?

The minimum amount you can avail is RO1000.

2. What documents do I need to apply?
  • salary transfer letter
  • Civil ID
  • Utility bill or residence rental contract

3. What are the services and facilities I can avail with zeinah Health & Beauty Loan?

You can use it to pamper yourself at your own terms, whether it is for plastic surgery, skin and dental treatment or even to join a health and fitness club.

Visit your nearest branch or call 2479 5555 for further details.​​​

personal loan

providing you easy and convenient lending to meet your needs.

features:
  • flexibility and available t​o all our customers – Omani nationals and expatriates
  • customers can apply for a loan at any of our branches across the country
  • customer salary assignment letter is considered a security against personal loan
eligibility:
  • all Omanis and expatriates employed in Oman with salary transferred to bank muscat.
  • minimum salary of 250 rial Omani customers for Omani and 500 rial Omani for expatriate customers.

FAQs:

what is the maximum tenor for personal loans?

the maximum tenor for personal loans is 120 months.

what is the minimum age for customer to be eligible for personal loan?

18 years for Omani and 21 years for expatriate

what is the maximum loan amount?

150,000 rial Omani

what are the required documents to apply for a personal loan?
  • salary assignment letter/salary certificate
  • copy of civil id
  • copy of passport (expatriate)
  • utility bill or residence rental contract

in case of partial payment, do i have to pay any penalty?

yes. the penalty on the full or partial payment will be 1% of the total outstanding. ​​​

Visit your nearest branch or call 2479 5555 f​or further details.​​​​​