Lulu Bank Muscat Credit Card

Reward your shopping every time

The lifestyle you desire is now well within reach with benefits, protection and privileges and great rewards. Get access to a range of benefits that enhance your everyday life, including a 2% reward points every time you use your Card at Lulu Hypermarket in Oman.

2% cashback at Lulu Hypermarket, plus exclusive monthly offers from Lulu

0.5% at other local and international merchants

100% cash advance limit

Up to 52-days interest-free repayment period

Free Travel insurance when you purchase 50% of your ticket with your credit card

Eligibility:

Omani nationals or residents with a valid resident card and visa
Minimum age of 18 years
Minimum monthly salary for Omani customers is OMR 250
Minimum monthly salary for expats is OMR 500
Meet bank muscat’s credit card policy requirements

Documents Required:

Application Form
National ID for Omanis and Passport & Resident Card for Residents.
Salary Certificate or if the customer has an existing Fixed Deposit with the Bank

Apply now through mBanking App or Internet Banking, and the card will be delivered to you by one of our delivery partners; Aramex or Asyad.

Note: Customers will be required to visit the branch once after applying to sign the necessary documents.

Lulu Bank Muscat Credit Card

Features & Benefits

Get 2% of your purchases as reward at Lulu Hypermarket, plus exclusive offers from Lulu.
Earn 0.5% of your purchases as reward when using your card at other local and international merchants.
Free Travel insurance when you purchase 50% of your ticket with your credit card. For details click here
Up to 52-days interest-free credit period.
E-Pin for added security and flexibility. For details click here
Secure Internet shopping via online OTP service.
24-hour ATM Cash Advance facility, 100% of your credit limit.

Lulu Bank Muscat Credit Card

Offers & Promotions

Airport lounge access

Travel should always feel like a privilege, and with access to some regional airport lounges it sure does. As a Titanium Mastercard cardholder you receive:

Complimentary access to airport lounges worldwide.
Access to business facilities - email, internet, phones, fax machines, and conference space in some lounges.
Complimentary refreshments and snacks.

For details click here

* Lounge T&Cs apply. Guests will be charged. Cardholder is responsible for checking any receipts (physical or electronic) for accuracy before signing as fees may be charged.

Avis Car Rental Discounts

Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. With your Titanium Mastercard, you can now enjoy:

15% off your next car rental across Europe, the Middle East, Africa and Asia.
12% off your next car rental in the United States and Canada.
A complimentary upgrade with every rental, worldwide.

For details click here

Shahid: 50% off on VIP monthly package

Get 50% off on Shahid VIP monthly plan when paying with your Mastercard card for the first time

The Shahid VIP plan allows you to access the trendiest and most popular series and movies in Arab world.

Main T&Cs

•The offer is valid for Mastercard cards that have not been previously used on Shahid

•The offer is valid on auto-renewal and will be invalid if the user unsubscribes and wants

How to use:

Step 1: Go to www.shahid.net/mastercard

Step 2: Create an account or Log-in to Shahid

Step 3: Add your Lulu Mastercard details to redeem the offer

Step 4: Enjoy your shows!

Geekay Games

Get 10% off merchandise, apparel, and action figures on Geekay’s website.

Elevate your gaming experience with Geekay Games and buy all your needed gaming merchandise at a discounted price.

Promo code: MC10

Main T&Cs

•The coupon is eligible for Merchandise and Accessories. Some exclusions may apply.

•Customers must input the provided coupon code during checkout to avail of the discount.

•The coupon can be utilized by any eligible cardholder without any limitations

How to use:

•Step 1: Go to www.geekay.com/mastercard

•Step 2: Add the products you wish to purchase to your shopping cart and click on the "Proceed to Checkout" option.

•Step 3: Register or Login

•Step 4: Enter your details and your shipping method

•Step 5: On the checkout page, enter the coupon code "MC10" into the designated field.

•Step 6: Use your Mastercard card to pay and enjoy your discount!

Booking.com Discount

Use your Mastercard to book your next staycation or vacation on Booking.com/mastercardmea and enjoy up to 10% money back across millions of properties locally and around the world.

Don’t forget to use the promo code MCBKG

Main T&Cs

•Bookings are only eligible when made through booking.com/mastercardmea

•Money will be credited to your booking.com wallet

•The reward will be credited up to 64 calendar days after completion of the stay in the accommodation.

•For your next booking, go to

booking.com/mastercardmea to redeem your reward

How to Use

1.Go to Booking.com/mastercardmea and click on ‘Unlock deals’

2.Enter the promo code MCBKG

3.Choose and book your accommodation.

4.On the checkout page, choose your Mastercard card as your payment method.

*The reward will be credited to your booking.com wallet, within 64 days after the completion of your stay.

Lulu Bank Muscat Credit Card

Fees, Charges & Limits

Subscription Fee	21.000 OMR
Annual fee	21.000 OMR
Supplementary Subscription Fee	10.500 OMR
Supplementary Annual Fee	10.500 OMR
Interest rate	1.5 % per month
Cash Advance Fee	3% Or OMR 3 Whichever is higher
Card Replacement (lost & stolen)	10.5 OMR
Duplicate Statement Fee	5.250 OMR
Overdue Penalty or Late Payment Fee	5.250 OMR
Over Limit Fee	0 OMR
Foreign Exchange Mark-Up Fee	Up to 2.5% (For all International Transactions)
Minimum Amount Due	5% OR 10 OMR (whichever is higher)
ATM Withdrawal Limits	OMR 1,000
Payments made on POS (Point of Sale) in:
Government	OMR 4,000
Non-Government	OMR 4,000
Online shopping (e-commerce) Limits	OMR 4,000