Lulu Bank Muscat Credit Card

Reward your shopping every time

The lifestyle you desire is now well within reach with benefits, protection and privileges and great rewards. Get access to a range of benefits that enhance your everyday life, including a 2% reward points every time you use your Card at Lulu Hypermarket in Oman.

2% cashback at Lulu Hypermarket, plus exclusive monthly offers from Lulu

0.5% at other local and international merchants

100% cash advance limit

Up to 52-days interest-free repayment period

Free Travel insurance when you purchase 50% of your ticket with your credit card

Eligibility:

Omani nationals or residents with a valid resident card and visa
Minimum age of 18 years
Minimum monthly salary of OMR 250
Meet bank muscat’s credit card policy requirements

Lulu Bank Muscat Credit Card

Features & Benefits

Get 2% of your purchases as reward at Lulu Hypermarket, plus exclusive offers from Lulu.
Earn 0.5% of your purchases as reward when using your card at other local and international merchants.
Free Travel insurance when you purchase 50% of your ticket with your credit card. For details click here
Up to 52-days interest-free credit period.
E-Pin for added security and flexibility. For details click here
Secure Internet shopping via online OTP service.
24-hour ATM Cash Advance facility, 100% of your credit limit.

Lulu Bank Muscat Credit Card

Offers & Promotions

Mastercard Buy-1-Get-1 offers

Hundreds of complimentary offers throughout Middle East & Africa across fine dining, premium spas or activities such as:

Complimentary main menu item when one main menu item is purchased.
600+ offers available across multiple countries.
Unlimited redemptions / usage on all offers.

For details download the application:

Airport lounge access

Travel should always feel like a privilege, and with access to some regional airport lounges it sure does. As a Titanium Mastercard cardholder you receive:

Unlimited, complimentary access for you to over 10 lounges* in UAE, KSA, Jordan, Kuwait and Egypt.
Access to business facilities - email, internet, phones, fax machines, and conference space in some lounges.
Complimentary refreshments and snacks.

For details click here

* Lounge T&Cs apply. Guests will be charged. Cardholder is responsible for checking any receipts (physical or electronic) for accuracy before signing as fees may be charged.

Discounted chauffeur rides with Careem

Now when you travel across countries in the Middle East with your Titanium Mastercard, you can enjoy:

Your first ride free (for new Careem customers only).
20% off 3 rides every month.

For details click here

Avis Car Rental Discounts

Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis. With your Titanium Mastercard, you can now enjoy:

15% off your next car rental across Europe, the Middle East, Africa and Asia.
12% off your next car rental in the United States and Canada.
A complimentary upgrade with every rental, worldwide.

For details click here

Cinepolis Cinemas Offer!

Get 50% off when using your Lulu Bank Muscat Credit Card and enjoy the best and latest movies online at Cinepolis Cinemas.

For T&C click here

Lulu Bank Muscat Credit Card

Fees & Charges

Subscription Fee *This new subscription fee shall be effective from 1/9/2023	21.000 OMR
Annual fee	21.000 OMR
Supplementary Subscription Fee	10.500 OMR
Supplementary Annual Fee	10.500 OMR
Interest rate	1.5 % per month
Cash Advance Fee	3%
Card Replacement (lost & stolen)	10.5 OMR
Duplicate Statement Fee	5.250 OMR
Overdue Penalty or Late Payment Fee	5.250 OMR
Over Limit Fee	0 OMR
Foreign Exchange Mark-Up Fee	Up to 3% (For all International Transactions)
Minimum Amount Due	5% OR 10 OMR (whichever is higher)