Cards Takaful Policy

Complementary cover for holders of Bank Muscat credit cards

As the holder of an eligible Bank Muscat credit card, you are automatically covered for complementary travel Takaful, purchase protection and rental cars protection covers. List of eligible cards:

​Category A
​Category B
Category C

Oman Air Visa Platinum Credit Card
Al Jawhar Visa Platinum Credit Card
MasterC​ard Platinum Card

Visa Gold Credit Card

Zeinah Visa Credit Card

Najahi Plus Credit Card

Najahi Credit Card

Visa Corporate Standard Credit ​Card

Visa Classic Card

MasterCard Classic Card

Lulu Titanium​ Card

Travel Takaful Certificate

The benefits under travel Takaful are only applicable when travelling outside Oman and paying at least 50% of the travel ticket value using the Bank Muscat credit card.*
Travel Takaful is extended to Bank Muscat card holder, card holder’s spouse and up to 3 children (up to age 18 years or up to age 23 years if in full time education).*

* For the full Takaful policy terms & conditions and table of benefits please click here

Apply for Travel Takaful Certificate

Please email the following documents to BMenquiries[a]

  • Application form, download by click here
  • Copy of flight tickets with total fare
  • Copy of credit card payment receipt showing payment at least 50% of the travel ticket with the Bank Muscat credit card


If complete documents with all the required information are received by 12pm, travel Takaful certificate will be issued the same day by 5pm.
If complete documents with all the required information are received after 12pm, travel Takaful certificate will be issued by 12pm the next working day.
Requests received during weekends and public holidays will be attended to the next working day.

Contact details

For any clarifications on your Bank Muscat card Takaful policy certificate or claims, please read the policy terms & conditions, click here.
For any further assistance, you may contact our Takaful advisors by email at BMenquiries[a]; or calling 00968-22303085 (Sunday to Thursday between 8:30pm and 5pm).


To report a claim, please email the claim form click here to BMenquiries[a]
For all emergency claims (please refer policy terms & conditions for more details on emergency claims) when travelling outside Oman, please contact 24x7 assistance company “Linkham Assist”, at assist[a] or 00442036071347

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