Bank Muscat Visa Gold Credit Card

Welcome to a world of benefits and privileges

Step into a world of privileges with higher credit limits, extended interest-free repayment period, emergency card replacement, and cash disbursement services whilst enjoying a higher degree of recognition as a Gold member.

Eligibility:

Omani nationals or residents with a valid resident card and visa
Minimum age of 18 years
Minimum monthly salary of OMR 500
Meet bank muscat’s credit card policy requirements

Documents Required:

Application Form
National ID for Omanis and Passport & Resident Card for Residents.
Salary Certificate or if the customer has an existing Fixed Deposit with the Bank

Apply now through mBanking App or Internet Banking, and the card will be delivered to you by one of our delivery partners; Aramex or Asyad.

Note: Customers will be required to visit the branch once after applying to sign the necessary documents.

Bank Muscat Visa Gold Credit Card

Features & Benefits

Worldwide acceptance.
Up to 52-days interest-free credit period.
Cash advance facility from Visa ATMs worldwide: Get cash when you need it. Your Visa Gold card is accepted at over 1.9 million ATM locations worldwide.
Supplementary cards for family members from the age of 13 and above
Free Travel insurance when you purchase 50% of your ticket with your credit card. For details click here
E-Pin for added security and flexibility. For details click here
Secure Internet shopping via online OTP service.
24-hour ATM Cash Advance facility, 100% of your credit limit.
Lost/Stolen card protection

Easy Installment Plans

Buy now, pay later with no-extras - Get the privilege of paying for your purchases over a period of 12 months, at over at a number of participating merchants. For details click here

Bank Muscat Visa Gold Credit Card

Offers & Promotions

Travel Benefits:

AVIS: Get up to 20% discount with AVIS car rental. For details click here

Agoda: up to 12% discount on promotion eligible proporties. Click here

IHG Hotels & Resorts: 15% discount at over 100 IHG Hotels & Resorts across middle east and Africa. For details click here

Visa Luxury Hotel Collection: Garanteed best available rates. For details https://www.visaluxuryhotels.com/

Booking.com: Up to 8% Cash back when using your card with Promo code ‘VISABKNG’ , Click here to avail the offer.

Rental Cars: Get 10% off your car rental. For offer details click here

Take advantage of more Visa deals and discounts at home and abroad across Dining, Shopping, Travel, Stay, Spas and more. For details click here

Bank Muscat Visa Gold Credit Card

Fees, Charges & Limits

Subscription Fee	15.750 OMR
Annual fee	15.750 OMR
Supplementary subscription fee	5.250 OMR
Supplementary annual fee	5.250 OMR
Interest rate	1.5 % per month
Cash Advance Fee	3%
Card Replacement (lost & stolen)	10.500 OMR
Duplicate Statement Fee	5.250 OMR
Overdue Penalty or Late Payment Fee	5.250 OMR
Over Limit Fee	5.250 OMR
Foreign Exchange Mark-Up Fee	Up to 3% (For all International Transactions)
Minimum Amount Due	5% OR 10 OMR (whichever is higher)
ATM Withdrawal Limits	OMR 1,500
Payments made on POS (Point of Sale) in:
Government	OMR 4,000
Non-Government	OMR 4,000
Online shopping (e-commerce) Limits	OMR 4,000