Bank Muscat Visa Classic Credit Card

A Card for your everyday spend

Be it traveling, shopping or dining, Bank Muscat Visa Classic Credit Card gives you the confidence of being welcome at millions of locations around the world. Access cash on the go, from over 1.9 million ATMs in more than 200 countries and territories worldwide.

Eligibility:

Omani nationals or residents with a valid resident card and visa
Minimum age of 18 years
Minimum monthly salary for Omani customers is OMR 250
Minimum monthly salary for expats is OMR 500
Meet bank muscat’s credit card policy requirements

Documents Required:

Application Form
National ID for Omanis and Passport & Resident Card for Residents.
Salary Certificate or if the customer has an existing Fixed Deposit with the Bank

Disclaimer:

The issuance of Bank Muscat Visa Classic Credit Card has been discontinued.
Current Visa Classic Credit Cards will automatically be upgraded to a Visa Gold Credit Card with no annual fees for the first year. For more details, Click here.
To explore other card options, Click here.

Bank Muscat Visa Classic Credit Card

Features & Benefits

Worldwide acceptance.
Up to 52-days interest-free credit period.
Supplementary cards for family members from the age of 13 and above
General inquiries and assistance from anywhere in the world, 24 hours a day, 7 days a week, provided by Visa’s Global Customer Assistance Services.
Free Travel insurance when you purchase 50% of your ticket with your credit card. For details click here
Travel Benefits:

The Fairmont collection boasts some of the iconic distinctive hotels worldwide and as a Classic Credit cardholder you can enjoy exclusive offers. For details click here

E-Pin for added security and flexibility. For details click here
Secure Internet shopping via online OTP service.
24-hour ATM Cash Advance facility, 100% of your credit limit.

Easy Installment Plans

Buy now, pay later with no-extras - Get the privilege of paying for your purchases over a period of 12 months, at over at a number of participating merchants. For details click here

Bank Muscat Visa Classic Credit Card

Offers & Promotions

Travel Benefits:

AVIS: Get up to 20% discount with AVIS car rental. For details click here

Global Blue: Get 20% extra refund at Global Blue. For details click here

Agoda: up to 12% discount on promotion eligible proporties. Click here

IHG Hotels & Resorts: 15% discount at over 100 IHG Hotels & Resorts across middle east and Africa. For details click here

Jumeirah Hotels & Resorts:

Up to 20% discount on stays https://www.jumeirah.com/visa
For Spa offer visit https://www.jumeirah.com/visa-wellness
For F&B offer visit https://bit.ly/3SFLn4M

Visa Luxury Hotel Collection: Garanteed best available rates. For details https://www.visaluxuryhotels.com/

Booking.com: Up to 8% Cash back when using your card with Promo code ‘VISABKNG’ , Click here to avail the offer.

Rental Cars: Get 10% off your car rental. For offer details click here

Take advantage of more Visa deals and discounts at home and abroad across Dining, Shopping, Travel, Stay, Spas and more. For details click here

Bank Muscat Visa Classic Credit Card

Fees, Charges & Limits

Subscription Fee	10.500 OMR
Annual fee	10.500 OMR
Supplementary Subscription Fee	5.250 OMR
Supplementary Annual Fee	5.250 OMR
Interest rate	1.5 % per month
Cash Advance Fee	3%
Card Replacement (lost & stolen)	10.500 OMR
Duplicate Statement Fee	5.250 OMR
Overdue Penalty or Late Payment Fee	5.250 OMR
Over Limit Fee	5.250 OMR
Foreign Exchange Mark-Up Fee	Up to 3% (For all International Transactions)
Minimum Amount Due	5% OR 10 OMR (whichever is higher)
ATM Withdrawal Limits	OMR 1,000
Payments made on POS (Point of Sale) in:
Government	OMR 1,500
Non-Government	OMR 1,500
Online shopping (e-commerce) Limits	OMR 2,000