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What is the reward?

Segment Referred	Reward Details
Al Jawhar Privilege Banking	OMR 50 reward each for both Referrer & Referee for each successful referral under the Salary & Savings Eligibility criteria
Asalah Priority Banking	OMR 100 reward each for both Referrer & Referee for each successful referral under the Salary & Savings Eligibility criteria

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What is the referral scheme participation process?

Detailed communication about the scheme will be sent to customers through different channels by the Bank, and all referrals should be submitted through a form shared as a link in SMS/Emailer and available on the bank's webpage. Customers can fill in the form with all required details and then send it to referral@bankmuscat.com

Reward Terms:

• There is a OMR 50 reward each for Referrer and Referee for each successful referral for Al Jawhar Privilege Banking on the Salary Transfer or Savings Eligibility criteria.
• There is a OMR 100 reward each for Referrer and Referee for each successful referral for Asalah Priority Banking Salary Transfer or Savings Legibility criteria.
• The incentive will be applicable only for referred client accounts (new or existing but not belonging to Al Jawhar or Asalah) that maintain the eligibility criteria for a 3-month period from the date of account opening/ deposit date or salary transfer.
• New to Bank Customers (after submitting the referral form) or new Salary and Saving deposit would be considered under the referral scheme.
• All customers mapped to Asalah Priority Banking and Al Jawhar Privilege Banking can participate in the customer referral scheme and refer under both segments.
• The referred customer must open an account with Bank Muscat or have new Salary and Saving deposit savings within 30 days from the date of referral.
• The referred customer should meet the eligibility criteria according to the Al Jawhar or Asalah segment at the end of the review period of 3 months from the date of account opening /new deposit / Salary transfer or savings.
• Bank Muscat staff are not eligible to participate in the referral scheme.