retail enterprises: najahi

grow your business with najahi specialized facilities and customized financing solutions without security.

1. najahi current account​

features:
  • branded cheque book
  • debit card with daily withdrawal limit of OMR 1000
eligibility:
  • any business firm

2. najahi flexi loan and credit card

credit facility for business clients, to meet their working capital, business expansion and other needs.

features:
  • flexibility & ease in getting finance
  • multi draw down credit facility
  • first of its kind business credit card with a host of benefits.
eligibility:
  • minimum of two years in business – active companies
  • minimum one year bank statement - biz cash flow/ receivables in bank account
  • positive record & no negative check – cheque returns/ caution list

3. najahi point of sale (POS) receivables financing

a specially designed short term loan facility against POS receivables.

features:
  • short tenor
  • daily small installment facility
  • simple documentation
eligibility:
  • active POS transactions of minimum one year

4. najahi contractor’s facility

working capital facility against contracted jobs for business clients.

features:
  • contract facility repayment tenor up to maximum one year
  • bill discount facility repayment tenor up to maximum six months
  • no security required
eligibility:
  • contract issued by bank muscat approved list companies
  • minimum one year bank statement
  • assignment of payments

faqs: