Retail enterprises: Najahi

Grow your business with najahi specialized facilities and customized financing solutions without security.

1. Najahi current account​

  • Branded cheque book.
  • Debit card with daily withdrawal limit of OMR 1000
  • Any business firm

2. Najahi flexi loan and credit card

Credit facility for business clients, to meet their working capital, business expansion and other needs.

  • Flexibility & ease in getting finance.
  • Multi draw down credit facility.
  • First of its kind business credit card with a host of benefits.
  • Minimum of two years in business – active companies.
  • Minimum one year bank statement - biz cash flow/ receivables in bank account.
  • Positive record & no negative check – cheque returns/ caution list.

3. Najahi point of sale (POS) receivables financing

A specially designed short term loan facility against POS receivables.

  • Short tenor.
  • Daily small installment facility.
  • Simple documentation.
  • Active POS transactions of minimum one year.

4. Najahi contractor’s facility

Working capital facility against contracted jobs for business clients.

  • Contract facility repayment tenor up to maximum one year.
  • Bill discount facility repayment tenor up to maximum six months.
  • No security required.
  • Contract issued by bank muscat approved list companies.
  • Minimum one year bank statement.
  • Assignment of payments.



Visit your nearest branch or contact our Corporate Service Desk for further details.​​​​​​​​