Abbas Hassan Al LawatiGlobal Head – Commodities & BanksMr. Abbas Al Lawati has 11 years of experience in Investment Banking, Treasury, and Capital Markets. He has advised many large corporates on balance sheet restructuring, business plan review and raising debt and equity. Currently, he leads the bank’s bonds portfolio, Interbank desk, and commodities hedging. Abbas is also a board member at Muscat Capital, a subsidiary of Bank Muscat in the Kingdom of Saudi Arabia. He holds an MBA from IE Business School in Madrid, Spain with focus on strategy and entrepreneurship. He completed his undergraduate degree at the American University of Sharjah in UAE. Abbas is a Chartered Financial Analyst (CFA).
Aditya Vikram JitaniHead – Risk AnalyticsA specialist in credit rating methodology, Mr. Aditya heads the Risk Analytics unit of Bank Muscat. He has been instrumental in developing various rating models for Corporate, SME and Retail Portfolio in the bank. His core competencies lie in the areas of credit risk evaluation, risk quantification methodologies, implementation of advanced approaches of Basel and IFRS 9 in the bank. A Chartered Accountant by qualification, Aditya has over 15 years of experience in Banking and Credit Risk.
Alan HarteHead of Audit Corporate & Islamic BankingMr. Alan has 20 years of experience in financial services, including 7 years in Bank Muscat. He is responsible for the internal audit activities of the bank’s Islamic banking window Meethaq and Corporate Banking.Alan is a qualified Certified Public Accountant (CPA) and member of the American Institute of Certified Public Accountant (AICPA), Certified Internal Auditor (CIA) from the Institute of Internal Auditors and Certified Fraud Examiner (CFE) from the Association of Certified Fraud Examiners.He is a regular guest speaker at the College of Banking and Financial Services and Board Member of the Oman Chapter of the Association of Certified Fraud Examiners.
Azzan Al AisiriHead of Audit – Strategy, QA and FAIMr. Azzan Al Aisiri is a Fellow Chartered Certified Accountant (FCCA) and Certified Internal Auditor (CIA) with 11 years of experience in audit and consulting for various sectors and jurisdictions, including trading, manufacturing and banking. Before joining Bank Muscat, Azzan worked with international firms on international assignments focused on Corporate banking. Azzan is currently responsible for audit of a number business and support functions in the Bank.
T. GaneshChief Financial OfficerMr. Ganesh is the Chief Financial Officer at Bank Muscat. In his capacity, he is responsible for Group Finance, Group Strategic Planning, Treasury & Investment Operations. Ganesh has been with the Bank for over 20 years. He is a member of Asset Liability Committee, Risk Committee, Management Committee, and IT Committee. He has been involved in capital and fund raising for the Bank in the local and international markets. He has a vast experience in Financial and Strategic Management in the banking industry. Ganesh has a post-qualification experience of 22 years, of which 20 years has been in the banking industry. He is a qualified Chartered Accountant (ACA) from the Institute of Chartered Accountants of India, Certified Management Accountant (CMA) from the Institute of Management Accountants, USA and Cost Accountant (ICWA) from the Institute of Costs and Works Accountant of India. He also holds a Post-Graduate diploma in General Management from Harvard Business School.
Ilham Murtadha Habib Al HamaidDeputy General Manager - Large CorporatesA well-qualified banking professional with 16 years of successful experience, Ms. Ilham Al Hamaid has been instrumental in initiating vital contributions to the SME sector in Oman. Ilham joined Bank Muscat in 2001 and moved up in quick succession to the present position as DGM – Large Corporates.Ilham holds the General Management Programme (GMP) certification from Harvard Business School in the US. Her academic achievements include an MBA from Sultan Qaboos University and Bachelor of Science in Finance from SQU.She has addressed prominent forums, including the Oman Economic Forum in 2012, and the SME symposium organized on the Royal directive at Seeh al Shamekhat in the wilayat of Bahla in 2013.
Asaad Hilal Al KharusiHead - Products & eBankingMr. Asaad has 9 years of experience in Islamic banking, working with Meethaq Islamic Banking in Bank Muscat. He supervises product development for Retail, SME and Corporate, product management for Retail, Wealth Management, Alternative Channels, Business Intelligence, Corporate Social Responsibility and Marketing.Asaad holds a Master of Science degree in Islamic Banking & Finance from Bangor University, UK and a BSc Finance degree from Sultan Qaboos University.
Suad Al BalushiGlobal Head of Corporates&Insti. SalesMs. Suad has been with Bank Muscat for 12 years and is currently responsible for managing Treasury business and monitoring the performance of Treasury and Capital Markets department. Her experience covers the foreign exchange market, handling fixed income portfolio, asset and liabilities management. She has an MBA from SQU, Oman and is a member of ACI - The Financial Markets Association. She has completed ACI - Dealing Certificate, ACI-Settlement Certificate and ACI - Diploma. She is the winner of BizPro (Business Professional) award in 2016 organised by NTI.
Osamah Mahmoud Al AbdullatifAsst. General Manager - Project & Structured FinanceMr. Osamah joined Bank Muscat in 2000 and has over 20 years of project finance and corporate banking experience. Currently, he is heading the bank’s Project Finance department which manages the largest project and structured finance portfolio in Oman spanning oil & gas, shipping, airline finance, power, real estate and hospitality, and international syndications. Earlier, Osamah was heading Bank Muscat's operation in Kuwait.Osamah holds a Master of Science degree in Business Information Technology Systems from University of Strathclyde Graduate School of Business, Glasgow, Scotland and B.Sc. in Business Administration – Finance from California State University, Fresno. He has also completed the Harvard Business School – Executive Education, General Management Programme.
Thomas TottonGeneral Manager - Risk Management DepartmentMr. Thomas Totton is an accomplished banker with over 30 years of experience and has led teams involved in Retail Banking, Treasury, Merger/ Acquisitions and currently Internal Audit. A keen believer in developing local talent to complete professional qualifications, he has led by example.Tom is the first in Oman to achieve the QIAL qualification. He is a very active member and a major contributor of the CAE Forum in Oman and a faculty member of the College of Banking and Financial studies (CBFS). Tom is currently the President of the ACFE – Oman Chapter.
Vishal GovilHead - Planning, Quality AssuranceMr. Vishal has over 22 years of experience in developing and managing implementation of Service Management and Quality Management Systems related to ISO. He has extensive experience of setting up and overall management of Project and Program Management both within IT and other areas of the Bank. His expertise covers development of IT Governance in software delivery organizations, client organisation and banking.
Said Salim Said Al AufiGroup Deputy General Manager - Projects and InfrastructureMr. Said Al Aufi is a pragmatic banker with over 30 years’ experience in Business Development, Operations, Credit and Project Management. He successfully implemented the expansion of Bank Muscat in Saudi Arabia, Kuwait and Iran. He executed critical projects of different nature, including development of human resources, Information Technology systems and civil construction. The key achievements include construction of Bank Muscat Corporate Head Office and movement of 1500 employees from the old offices in 11 different locations to the new building. Al Aufi was responsible for the culture change programme that involved training of 800 employees across the entire branch network to create an entrepreneurial culture to focus on customer services
K. MallikarjunaDeputy General Manager – Treasury, Capital Markets and Global Financial InstitutionsMr. Mallikarjuna is an accomplished banker with over 20 years of experience and has led teams involved in Corporate Banking, Treasury & Capital Markets, Micro/SME lending and Global Financial Institutions and Representative Offices.  He is part of Management team of the bank and is a key member in several management committees of the bank. He joined bank muscat in 2003, prior to which he had worked with Multi National banks such as such as Standard Chartered Bank, ABN Amro Bank / RBS.  <br/> Mr. Mallikarjuna comes with a solid academic foundation – Hons. Graduate in Engineering, Masters in Business Administration, Level III Chartered Financial Analyst and Graduated in from Harvard Business School in Advanced Management.