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Currency
Profit & Loss Components YTD Dec 2020 ('000) YTD Dec 2019 ('000) Change
net interest income & income from Islamic financing 322,130316,9721.63%
other operating income 134,409155,199-13.40%
total operating income 456,539472,171-3.31%
operating expenses (179,852)(195,931)-8.21%
net profit after tax 163,358185,550-11.96%
basic earnings per share (for the period) 0.0480.055-0.007
Balance Sheet Components As at 31st Dec 20As at 31st Dec 19Change
net loans & advances / financing receivables 8,937,3738,878,0410.67%
customer deposits / Islamic customers' deposits 8,377,2748,043,6664.15%
total equity 2,043,6482,002,6362.05%
capital adequacy ratio - as per Basel III 20.77%19.81%0.96%