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Profit & Loss Components	YTD Dec 2017	YTD Dec 2016	Change
Net interest income & Income from Islamic financing	281,346	274,148	2.63%
Other operating income	154,620	142,027	8.87%
TOTAL OPERATING INCOME	435,966	416,175	4.76%
OPERATING EXPENSES	-184,079	-174,078	5.75%
NET PROFIT AFTER TAX	176,818	176,560	0.15%
Basic earnings per share (for the period)	0.064	0.064	0
Balance Sheet Components	As at 31st Dec 17	As at 31st Dec 16	Change
Net loans & advances/financing receivables	8,328,716	7,957,330	4.67%
Customer Deposits/Islamic Customers' Deposits	7,419,312	7,457,727	-0.52%
Total Equity	1,818,333	1,546,740	17.56%
Capital adequacy ratio ‐ as per Basel III	18.56%	16.90%	1.66%