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Bancassurance
 
Who can be covered?
Any person resident in United Arab Emirates/Oman. Subject to maximum age limit of 65 years.
Can any trip be covered?

h Holiday Multicover is for conventional non-working holidays, or business trips where administrative work only is undertaken.
h Cover is not available for people leaving the country of residence for good.

How do you apply for cover?
Complete the application and return it with the appropriate premium. Cover will commence only when this has been accepted by the Company or its authorised representative.
What if your return journey is delayed?

Cover is automatically extended without additional premium provided the delay is outside your control.

How do you make a claim?
If you need to make a claim under any of Sections 1-8, please obtain an appropriate claim form by telephoning or writing to Norwich Union Insurance (Gulf) B.S.C.(c) (see policy for details) at the address given below:

P.O. BOX 833, POSTAL CODE 112, RUWI,
TEL : 694040, FAX : 692739,
EMAIL: norwich-oman@numus.com.om

Complete the claim form and return it to the Norwich Union office in Oman with all supporting documentation that is required to ensure speedy processing of your claim.
In the event of theft or accidental loss under Sections 3 to 5, you must provide written proof from the police that the incident has been reported. If there is a delay in the delivery of baggage under Section 4, written proof must be obtained from the airline or other carrier.
In the event of a claim for medical expenses under Section 2 and 6, full medical certificate from the attending doctor or hospital must be submitted along with all bills and vouchers. The company reserves the right to seek further information from the attending doctor and/or hospital or the claimant’s usual medical practitioner.

What is the cost?
Premium per member aged 65 or under at date of departure:
 
Holiday period not exceeding Excluding USA
and Canada
Including USA
and Canada
5 days RO10/DH100 RO13/DH130
9 days RO13/DH130 RO18/DH180
16 days RO16/DH160 RO23/DH230
22 days RO20/DH200 RO28/DH280
30 days RO23/DH230 RO33/DH330
45 days RO30/DH300 RO43/DH430
60 days RO35/DH350 RO51/DH510

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