All you need in your Pocket
There is no need to carry large amounts of cash when you go shopping or even travel abroad. All you need is your BankMuscat Prepaid Card. With this card you no longer have to worry about your money being lost or stolen when you go shopping or travel.
Just load the prepaid card account with the money you will need when you shop or travel and use the Prepaid Card for all your payment needs - it is safer and more convenient than cash.
What’s more, the Prepaid Card also puts you in total control of your everyday spending. All your payments are made against the funds in your prepaid account, and are debited immediately, preventing you from overspending. Your balance is electronically checked before each transaction is completed. There is no spending limit; as long as the funds are available! In Oman and the Gulf you can check the balance available in your prepaid account through the BankMuscat ATMs and any other ATM which displays the Oman Switch / GCC Switch logos.
Benefits and features
- Dual control of your finances
- Availing the convenience of a debit card and has many similar features of a Visa credit card
- Worldwide acceptance for cash withdrawal and purchases
- No need of maintaining an account with the bank
- Can be used either for shopping, cash withdrawals or government payments
- The cash withdrawal or purchase amount is automatically deducted from the remaining card balance after each transaction
- Multiple Usage
- No minimum balance requirements
- Only e-channels access
- Re-loadable from OMR 5 to 960
- Lower servicing costs
- Used typically for payment at government bodies e.g. ROP. However, it can also be used worldwide
- Sometimes prepaid cardholders can take advantage of the same promotions and offers available to credit cardholders
BankMuscat bundle of prepaid cards are convenient and flexible. Join BankMuscat’s Bouquet of cash–free prepaid cards and enjoy the convenience of debit card linked account and credit cards.
How to purchase using BankMuscat Prepaid Card?
- Whenever you make any purchase at an outlet, simply hand over your BankMuscat Prepaid card to the salesperson
- Your Prepaid Card will be swiped through a Point of Sale machine
- Payments are made against the funds in your prepaid account which is debited immediately
- You will be asked to sign on the receipt of your transaction and a copy will be handed to you
- After a sale or ATM transaction, always ensure that you collect your card back
- Check the accuracy of each transaction slip as soon as you receive it
- Keep your prepaid card sales receipt and ATM receipt for later confirmation
- If a transaction slip is not required by you, destroy it
Terms & Conditions
E-payment Card Terms & Conditions, to view please click here
My Money Card Terms & Conditions, to view please click here
Eligibility
BankMuscat prepaid cards are available at all BankMuscat branches. You just need to walk into any branch and fill up an application form in order to obtain your card or call us on 2479 5555, 24 hours a day 7 days a week for any enquiries.